Conventional Home Loans

Get a Conventional Home Loan with as little as 3% down at Integrity Mortgage of Missouri Corp. Because we are a private lending banker we are able, not only to offer some of the best rates in St. Louis, but with the lowest closing costs. Also, ask about our NO MONTHLY PMI (LPMI), with as little as 5% down.


What is a Conventional Home Loan?

Investopedia defines the Conventional Home Loan as follows:

A conventional mortgage or conventional loan is any type of homebuyer’s loan that is not offered or secured by a government entity, like the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA) or the USDA Rural Housing Service, but rather available through or guaranteed a private lender (banks, credit unions, mortgage companies) or the two government-sponsored enterprises, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).

We also offer these other home loans that may be a better fit for you


Get a Conventional Home Loan with as little as 3% down.


Popular for first-time buyers and requires 3.5% down.


0% down for low to moderate income borrowers in rural areas.


Strictly for veterans. You can get into a home with 0% down!

Home Loans & Mortgage Lending at Some of the Lowest Possible Rates

Integrity is proud to be a 5-Star Company

I just completed a very difficult real estate transaction, and cannot say enough about the outstanding professionalism, quality of service, and subsequent satisfaction and respect I have for Integrity Mortgage.  Phone calls or emails with questions receive immediate responses without ever giving the impression they were otherwise busy or didn't want to take the time handling my concerns.  I would highly recommend Integrity Mortgage!!!

Lauren L.

SPEECHLESS AND GRATEFUL WOULD BE AN UNDERSTATEMENT!!  Jamie went above and beyond for us in such a short period of time. Integrity Mortgage spent HOURS AND HOURS OF NON-STOP BENDING OVER BACKWARDS to fix a problem that have should have been addressed months ago with a previous mortgage company and we almost lost our dream home, but Integrity Mortgage was able to help us close the loan.  You all made everything happen and even more so to our benefit! Interest rate, closing, lender fees, turnaround times etc…  Thank you will never be enough! Thank you for being straight forward with us and not making any promises that you couldn’t follow through on and keep!  HIGHLY RECOMMEND THIS COMPANY!!!!  WE ARE DEFINITELY FOREVER CLIENTS!

Megan B.